The foundation of the coffee value chain lies in the hands of the farmers. We provide financial support to small-scale coffee farmers, particularly women, to ensure they have the resources needed for successful production. Our financing options include:

• Credit for farm inputs and farming operations: Access to seeds, fertilizers, and tools to improve yield and quality.

• Credit for farm establishment: Support for new farmers to establish their coffee farms.

• Energy advances: Assistance with energy-related costs to ensure efficient farming operations.

Once the coffee cherries are harvested, they move to the primary processing stage. We support coffee factories and societies with the following financial solutions:

• Factory rehabilitation: Funding to upgrade or repair processing facilities.

• Factory operations: Working capital to cover day-to-day operational costs.

• Asset finance: Loans for the purchase of machinery and equipment to improve processing efficiency.

Secondary processing is crucial for transforming raw coffee into a marketable product. Our financing options for millers include:

• Asset finance: Support for upgrading or purchasing new milling stations to enhance processing capacity.

• Working capital: Funds to manage operational expenses and ensure smooth processing.

The final stage of the value chain involves bringing the coffee to market. We provide financial support to marketing agents to ensure that the coffee reaches both local and international markets effectively. Our offerings include:

• Pre-export financing: Funds to cover costs before the coffee is exported.

• Financing entry to certification programs: Support for obtaining certifications such as Fairtrade and UTZ Certified, which can open doors to premium markets and better prices.